Debit Card EMI ICICI | How to Pay Debit Card EMI

How you can make an ICICI Debit Card EMI Payment?

Prime Indian banks, corresponding to banks like ICICI Bank, provide a unbelievable option to make use of their debit-cum-ATM cards for EMI purchases.

Debit cards are the usual cards that let you withdraw money from ATMs or buy on-line with funds from your financial savings account.

Usually, debit cardholders are unable to make purchases using EMI installments. Solely credit card holders are permitted to do so. ICICI Bank, however, permits choose financial savings account members to get an EMI on a debit card with out having to link their financial savings account.

Nonetheless, as of now, you possibly can only purchase Amazon and Flipkart items on EMI together with your ICICI debit card. Utilizing a debit card to make a purchase order is easy. To start, decide whether or not or not you’re eligible for this offer of “EMI on Debit Card”.

Chances are you’ll accomplish that by going to this Amazon web page or by texting DCEMI to 5676766. From your bank account’s registered cellphone number.

debit card emi icici payment
debit card emi icici payment

ICICI Debit Card EMI Payment Online

The amount due for the month-to-month installments might be routinely deducted out of your linked financial savings account. The troublesome side is paying the invoice if the auto-debit fails for whatever cause.

I put it to the take a look at with Amazon to see how it might operate. Utilizing my ICICI debit card, I positioned a Rs.30,500 Amazon order. And I’ve determined to pay by way of EMI. I cancelled the order after two days and contacted ICICI customer support to cancel the EMI on my debit card.

In my occasion, the cancellation took a very long time.
The cancellation took three weeks to be processed.
Nonetheless, the EMI was canceled, however I was still liable for the processing value and cancellation penalties, which totaled roughly Rs.800.

I took a month off to see if the auto-debit function worked.
Surprisingly, it did not, and owing to month-to-month interest, my whole credit on my debit card EMI account increased.

So that’s how – Follow the Steps below

How to pay my ICICI debit card EMI due cost.

Step 1: Log in to your ICICI internet banking account page.

To access your ICICI internet banking account, first log in to it.
You may additionally do it by way of the ICICI iMobile smartphone app by following the equivalent steps.

I will be using an online browser to entry the ICICI on-line banking interface. After checking the web site, log in to your web banking accounts. Earlier than getting into your login data, search for an HTTPS connection and a inexperienced padlock within the browser tackle bar.

icici internet banking page
icici internet banking page

Step 2: Choose the “Pay Bills” option from the drop-down menu.

Icici debit card payment dashboard
Icici debit card payment dashboard

Click on the “Funds and Transfers” hyperlink within the navigation bar to get to the ‘Pay Bills’ menu.

Step 3:

  • Enter the EMI Account Number on your debit card.
  •  Then, from the menu, select the bank card option.

Icici debit card payment option
Icici debit card payment option

Choose ICICI bank cards from the Enter Biller Particulars drop-down menu. Enter your Debit card EMI account quantity underneath Customer Identification, Details.

icici internet banking slecet debit card
icici internet banking slecet debit card

Your debit card EMI account number could also be discovered on the month-to-month statement you obtain by means of e mail.

icici bank debit card EMI bill
icici bank debit card EMI bill

Fill within the “whole amount owed” space within the confirmation part with the due amount.
And you should definitely fill in all your private data.
Make no blunders in the event you’re in a rush.

make icici debit card payment
make icici debit card payment
  • Ensure the frequency is set to “One time.”
  • Subsequent, confirm the amount by clicking the Next button.
  • The fast pay option will seem underneath the identical “Pay Bills” menu if you make this payment for the first time.
    You won’t need to fill out all of those fields once more.
  • That’s how the ICICI debit card EMI is paid.

I additionally checked to see if the payment was received by the bank, and it was. After all, assuming you do not make any errors.

Do you have some other inquiries? Please let me know within the feedback part below.


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FAQ on ICICI Debit Card EMI Payment

Q)How can I pay the EMI on my Icici debit card utilizing UPI?

Ans: Log in to a cost app like Google Pay, PhonePe, or BHIM.
Select between sending to a contact or sending to a UPI address.
For UPI Payment of Debit Card EMI, enter the VPA ID beneath on the next display.

Q)Is it possible to repay all of my debit card EMIs directly?

Ans: Pre-closing a Debit card EMI  account means paying down all the EMIs directly. Here is what it’s best to do if you wish to repay all your excellent EMIs directly. Call the customer care of the bank on the day you want close the EMI loan account. Pay a visit to your local  bank department to talk with the service manager. Utilizing a check or DD, pay the entire balance amount(sum of all pending EMIs + preclosure charges if any).

Q)How can I pay the EMI on my Icici debit card in Flipkart or Amazon?


  1. Choose your favourite product and place it in your procuring cart.
  2. Go to the Checkout web page.
  3. Choose ‘Easy Installments’ and ‘ICICI Bank Debit Card EMI’ from the drop-down menu.
  4. Choose a tenure size of three months, 6 months, 9 months, or 12 months.
  5. Authorize the acquisition together with your Debit Card data, such because the quantity, expiration date, and CVV.

Q)How can I learn how much my Icici debit card EMI is?

Ans: SMS DCEMIspace>last 4 digits of Debit Card number> to 5676766> to verify your Debit Card EMI limit.

How can I learn if I am eligible for debit card EMI?

Ans: You may check your eligibility for EMI on Card by calling the financial institution’s customer support number or sending an SMS.
You may additionally verify on-line by navigating to the payments space of an e-commerce web site’s checkout web page.
You’re qualified for EMI in the event you see it in your payment checkout web page.


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