ESIC Payment Online [Challan, Receipt. Contribution]

ESIC Payment Online: ESIC (Employees’ State Insurance Corporation) is a self-governing agency that runs the Employees’ State Insurance scheme, which provides Indian workers with health insurance and social security. Individuals can make ESIC challan payments online.

The significance of ESIC Payment

The Employees’ State Insurance Corporation (“ESIC”) is a statutory corporation established under the ESIC Act of 1948 to administer the ESIC Scheme.

The ESIC system is a self-funded comprehensive social security scheme designed to protect employees insured by the scheme from financial hardship resulting from illnesses, disabilities, or death caused by work-related accidents.

To facilitate the execution of the ESIC system, the ESIC has a headquarters in New Delhi, as well as 23 regional offices, 26 sub-regional offices in the states, and over 800 local offices around the nation. Furthermore, the Medical Benefit Council, a specialist entity that advises the ESIC on medical benefit management, is operational.

ESIC payment
ESIC payment

Related: ESIC Gateway Login | Instant ESIC Pay e-Challan – Registration App

ESIC Payment most recent update

Contribution rates to the E.S.I.C. are decreased. W.E.F. July 1, 2019.

How can I sign up for the ESIC Portal?

The following are the steps to register for the ESIC portal:

• Go to ESIC’s official website.

• The ‘Employer Sign-up’ option will then appear on the homepage. That should be clicked.

• Fill in all of your asked information and click ‘Submit.’

• You will be added to the ESIC records.

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How can I get a login access to the ESIC Portal?

To access the ESIC portal, follow the steps outlined below:

• Go to the official ESIC Login webpage.

• Select ‘Employer Sign-up’ from the drop-down menu.

• Log in with your user name and password. Then press the ‘Submit’ button.

How can I make an ESIC Portal payment online?

• Go to www.esic.in, ESIC’s official website.

• Log in to the portal using your login credentials.

• After logging in, you’ll be taken to a new page with a list of all the modules and URLs.

ESIC e-challan payment
ESIC e-challan payment

• Choose the Challan Number for the payment period you wish to make an online payment for.

• Make a note of the challan number for future reference, then click ‘Continue.’

• Select ‘State Bank of India’ from the ‘Net Banking’ drop-down menu. If you want to make the payment with another bank account, go to ‘Other Payment Modes’ and choose ‘Other Banks.’

• Use your login credentials to access the bank’s online banking platform. Make sure the money is correct and that the recipient’s information is correct. If everything appears to be in order, you may proceed with the payment. Save the receipt for future reference once the payment has been completed successfully.

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The Most Important Aspects of Online ESIC Payment

Making an online payment on the ESIC service site has two crucial components. The following is a list of them:

• SBI online banking user ID and password

• User ID and password for the ESIC service portal.

ESIC Payment Monthly Contribution Filing is now available online.

For reporting your monthly contributions on the ESIC payment service site, you must follow the processes outlined below:

Step 1: Go to the ESIC service portal’s ‘Online Monthly Contribution Screen.’

Step 2: Click the ‘Preview’ button to see a preview of the page.

Step 3: Click the ‘Submit’ button to send ESIC the information of your monthly donation.

Step 4: Employers may also manually enter each employee’s contribution and attach the MS Excel file to the email.

Step 5: The payment must be made using SBI internet banking and may be made using the online payment option.

Step 6: After selecting ‘Pay Online,’ click the ‘OK’ button to proceed with the online payment procedure.

Step 7: Make a copy of the Challan number generated by the system for future reference and complete the payment process.

Step 8: The site will display a confirmation message after the payment has been completed.

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How can I make a Challan online?

To produce your Challan online, you will need to complete the procedures outlined below:

Step 1: From the list of modules, select the ‘Generate Challan’ link.

Step 2: You’ll be directed to the next page, where you must choose the ‘View’ option.

Step 3: Select the record for which you wish to make a payment and enter the appropriate amount.

Step 4: Select “Online Option” and then “Submit” from the drop-down menu.

Step 5: You’ll see the message “Request submitted.” Then, on the next screen, hit the ‘OK’ button.

Challan Verification– ESIC Portal

On the ESIC portal, you may Verify your challan online.

Follow the procedures outlined here to complete the Challan Verification on the ESIC portal:

Step 1: Select the ‘Online Challan Double Verification’ option from the list of modules.

Step 2: A page will appear on which you must input the Challan number in the supplied area.

Step 3: Click ‘Submit’ and print the page with the successful payment message once again.

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What Is the Best Way to Handle a ESIC Payment Failed Transaction?

There are a variety of reasons why a transaction could fail. To process a failed transaction, you’ll need to follow the procedures outlined below:

Step 1: From the list of modules, select ‘Online Challan Double Verification.’

Step 2: To complete the failed transaction, enter the Challan number in the appropriate area and press the ‘Submit’ button.

Step 3: The Challan number and the amount due will be presented on the following page, after which you must select the ‘Make Payment’ option and proceed with the online banking option.

ESIC Online Payment Features and Benefits

The following are some of the advantages and benefits of ESIC online payment:

• Both the employee and the employer must pay their ESIC online.

• Indian nationals would not be obliged to pay their challans at any government location. Instead, people may go online and do it from the comfort of their own homes.

• Employer payments are 4.75 percent of taxable wages, while employee contributions are 1.75 percent of taxable wages.

• ESIC online payment is available to SBI account holders with a net banking facility.

• This will save a lot of time and effort while also increasing system openness.

Penalties for non-payment of ESIC.

The following table lists the penalties for non-payment or late payment of contributions:

Delay in monthsRate of damages in percentage annually
Between (2 months)5 Percent
A period of 2 to 4 months10 Percent
From 4 to 6 months.15 Percent
From 6 months onwards25 Percent

ESIC’s structure.

The ESIC is made up of the following members, as listed below:.

The ESIC Scheme’s Applicability

The ESIC plan covers all factories and other enterprises as defined under the Act that employ 10 or more people and have a monthly income of less than Rs 21,000 per month. Regardless of whether the employer has 10 or more employees, all employees employed by the employer, regardless of salary, are counted. The scheme’s application is seen in the flow chart below:

ESIC Scheme flow
ESIC Scheme flow

Restaurants, motor vehicle transportation, newspaper facilities and activities, movies and film theatres, hotels, and stores are all supported by the act’s system. In Maharastra, the criterion for establishment coverage is 20 employees.

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The ESIC Scheme’s Features

The system provides complete medical treatment and attention to an employee who is registered under the ESIC Act, 1948, during the time of his incapacity, in order to restore his health and working capacity.

Employees receive comprehensive financial help to compensate for pay loss when they are absent from work due to illness, maternity, or factory accidents that result in wage loss.

Medical care is also provided to family members under the system. As of March 31, 2019, this plan covered 3.14 crore employees, for a total of 13.32 crore beneficiaries.

Benefits under this system are broadly divided into two categories:.

Sickness, maternity, disability (temporary and permanent), funeral costs, rehabilitation allowance, vocational rehabilitation, and medical bonus are all cash benefits.

Medical care provides non-cash advantages.

The program is self-supporting and contributing in character. The ESIC scheme’s finances are mostly made up of contributions from employees and employers, which are paid monthly at a predetermined proportion of salaries earned.

The employee contribution rate is currently 0.75 percent of earnings, while the employer contribution rate is 3.25 percent of wages earned.

Employees with a daily average income of Rs 137 are free from the employer’s contribution, thus the employer contributes from his own share in their favor.

Within 15 days of the final day of the calendar month in which the payment is due, the employer must make his contribution, deduct employees’ contributions from earnings, and deposit the funds with ESIC. Payments can be made either online or at recognized and authorized public sector banks.

Contribution Rates for ESIC.

Specifics.Current RatioReduced Ratio
Employer Contribution0.040.0325
Employee Contribution0.010.0075
Total0.050.04
ESIC sharing rates (Reduced w.e.f. 01/07/2019)

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Often Asked Questions about ESIC Payments Online (FAQ)

Q) Will I be penalized if I don’t pay my ESIC contribution on time?

Ans: Yes, you will be charged a daily interest rate of 12% p.a. for each day you are late in making your contribution payment.

Q)  What will the code for the employer be?

Ans: The employer code number is a 17-digit number assigned to any factory or institution that registers under the Act’s terms. To complete the ESIC online payment, the employer must supply the code number.

Q) What are the employer’s responsibilities in terms of returns and reports?

Ans: The following reports must be submitted by the employer. They are as follows:

• Reporting of Accidents: Any accidents must be reported to the branch office.

• Abstention verification report: To be provided to the branch office when the branch manager requests it.

• Attendance records, wages, and a book of accounts must be presented.

Q) Does ESIC give any medical coverage?

Ans: Yes, ESIC will cover medical expenses for the insured and their dependents. They will get a wide spectrum of medical, surgical, and obstetric treatment, including out-of-hospital care, in-patient care, medication supply, prenatal and post-natal care, super speciality consultation, and ambulance services, among other things.

Q) What is the ESIC payment deadline?

Ans: The monthly ESIC payment deadline is on the 15th of each month.

Q) What are the benefits of the ESIC plan for employees?

Ans: During the period of incapacity and working capacity, the ESIC program offers comprehensive medical care to employees enrolled with the ESIC. It also gives financial support to compensate for the employee’s salary loss when he or she is unable to work due to illness, maternity, or an injury on the job. The ESIC plan also covers the medical expenses of the employee’s family members.

Q) Who is in charge of the ESIC program?

Ans: The Employees’ State Insurance Corporation (ESIC), a statutory corporate entity with members representing employers, the Central Government, employees, medical professions, state governments, and members of Parliament, administers the ESIC system. The ESIC’s Director-General is the organization’s top executive officer as well as an ex-officio member.

Q) What is the source of funding for the ESIC program?

Ans: The ESIC program is a self-sustaining program. The ESIC funds are generally made up of company and employee contributions made on a monthly basis. The contributions are made on a monthly basis at a predetermined proportion of the wages earned. State governments are also responsible for 1/8th of the cost of medical coverage.

Q) What types of establishments are covered under the ESIC program?

Ans: The Central Government issued a notice mandating that all factories with ten or more employees be covered by the ESIC plan. The following businesses with ten or more employees are also required to participate in the ESIC program:

• Shops.

• Hotels or restaurants that do not manufacture anything and rely only on sales.

• Movie theaters, including preview theaters.

• Companies that provide motor vehicle transportation on the road.

• Newspaper publishing houses.

• Any and all private educational and medical establishments.

Q) Who sets the contribution rate for the ESIC scheme?

Ans: The rate of contribution for the ESIC plan is revised and fixed by the Indian government. The tariffs are updated on a regular basis. In June 2019, the government cut the contribution rate, which took effect on June 1, 2019. The employee contribution rate is now 0.75 percent of earnings (effective 1.07.2019), whereas the employer contribution rate is 3.25 percent of wages paid/payable in respect of employees in each wage period.

Q) Is ESIC a legal requirement for all employees?

Yes. Any establishments covered by the ESIC Act, as well as all industries with more than 10 workers and monthly earnings of less than Rs.21,000 (Rs.25,000 for disabled employees), must register with the ESIC and contribute to the ESIC system. Employees who earn more than Rs.21,000 per month are not required to contribute to ESI.

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