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EPF balance Check Online
You may check your EPF account balance using either your cell phone or your UAN number, or without using your UAN number. Employee Provident Fund (EPF) is an employer-sponsored retirement savings plan. Both the employee and the employer put money into a savings account that may be utilized when the employee retires or changes employment. The interest rate on EPF contributions for fiscal year 2020-21 is 8.5 percent.
Your EPF balance may now be checked through SMS, missed calls, EPFO app/Umang app, EPFO Portal/Umang App, and EPFO Portal/Umang App. Employees with access to their EPF balance can simply do the following:
• They have a well-functioning budgeting system.
• Borrow money from their EPF account.
• Determine the amount of money in their PF account.
You may also see our pages on PF Claim Status, EPF Withdrawal, EPF Balance Check and EPF Payment
Current EPF update.
23.34 crore accounts have been credited with an interest of 8.50% for the FY 2020-21. @LabourMinistry
— EPFO (@socialepfo) December 13, 2021
@esichq @PIB_India @byadavbjp @Rameswar_Teli
The Union Budget’s Preceding Updates
| Union Budget Last Verdict | It will not be allowed as a deduction for the employer if the employee's PF contribution was deducted but not deposited by the employer. |
You may check your PF balance via the EPFO Portal.
Chances are you’ll examine your PF balance through the EPFO Portal. Earlier than checking your EPF balance, ensure your employer has approved your Universal Account Number (UAN). Staff who take part within the EPF plan are assigned a UAN, which is a singular identifier. Staff ought to have only one UAN all through their working careers, no matter what number of companies they work for. As a result of the entire EPF service process is now dealt with on-line, the UAN is crucial. With UAN, you may conveniently access your PF account services, such as withdrawals, EPF balance checks, and EPF loan applications.
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Steps to check EPF Balance with UAN number
Once your UAN number has been activated, simply follow these steps:
Step-1: Go to the EPFO website first. Select the “for workers” option from the drop-down menu under the “Our Services” header.
Step 2: Next, pick “Member passbook” from the “Services” menu.
Step 3: You’ll be sent to a login page. Enter your UAN number and password here when your UAN has been activated.
After signing in, you may access your EPF account. On the following page, the member may check his or her EPF balance by entering his or her Member ID.
The Umang/EPFO App allows you to check your PF balance.
Employees may check their PF balance on their phones using the Umang app. The government launched the Umang app to provide individuals with one-stop access to a multitude of government services. Users may view their EPF Passbook, submit claims, and monitor their claims using the program. Enter your phone number and complete a one-time registration to get started.
- Before you check your PF balance, make sure your UAN number has been activated by your employer. You might also examine your PF balance by downloading the EPFO’s “m-Sewa app” from the Google Play Store. Go to ‘Member’ and then ‘Balance/Passbook’ after installing the app.
- After that, enter your UAN and registered phone number. Your telephone number shall be cross-referenced together with your UAN by the system. You’ll see your up to date EPF balance whenever you’ve double-checked the entire data. If there’s a mismatch, it is going to generate an error. “Umang,” a brand new app from the Ministry of Electronics and Information Technology, was simply launched.
Umang is a one-stop shop for government services such as Aadhaar, gas booking, crop insurance, NPS, and EPF. You may also use this app to double-check your EPF details. Go to the app’s homepage and look for the EPFO possibility underneath “Worker Centric Companies” to view your PF account data. The app could also be downloaded from the Google Play Retailer. Let’s take a look at how it’s possible you’ll look at your historical past EPF transactions utilizing the UMANG app:
EPF Balance with Umang App
Step 1: On your smartphone, download and launch the app. From the drop-down option, choose EPFO.
Step 2: From the drop-down possibility, choose “Worker Centric Companies.
Step 3: On the subsequent display, choose “View Passbook” from the drop-down possibility. You will be requested to enter your UAN number and the One-Time Password (OTP) that was despatched to your registered cellphone number whenever you click on it. By clicking on ‘Login,’ you may view your EPF transactions, including withdrawals and deposits from your current and previous jobs.
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To check your PF balance, send an SMS.
If your UAN is registered with the EPFO, you may get information on your most recent contribution and PF balance by sending an SMS to 7738299899.
The first three characters of the chosen language are ‘ENG. Send mesaage’‘EPFOHO UAN ENG‘. Put EPFOHO UAN MAR in the message area if you want the message in Marathi.
Once your UAN has been connected to your KYC information, follow these steps:
1. Text SMS to “7738299899”
2. The message needs to be written within the following format: ‘EPFOHO UAN ENG’.
You must pick your preferred communication language in the SMS. Simply input the first three characters of the language you want to use. To get updates in English, type the first three characters of the word English, e.g. EPFOHO UAN ENG.
Type EPFOHO UAN MAR in the search box if you want to receive message updates in Marathi. The next languages are supported: English, Hindi, Punjabi, Gujarati, Marathi, Kannada, Telugu, Tamil, Malayalam, and Bengali. EPFO additionally transmits data on its database members.
So double-check, or have your employer do it for you, that your UAN is seeded with your bank account, Aadhaar, and PAN.
How check epf balance by Missed Call?
If your UAN is linked to your KYC information, you can use this service. If you are unable to do so, your employer may be able to assist you.
Follow the procedures below after your UAN has been connected to your KYC information:
1. Make a missed call to 011-22901406 from your registered mobile number. If you make a missed call, you will receive an SMS with your PF information.
The EPFO app used to allow users to check their PF balances, however this function has since been discontinued. Previously, EPF members could check their balance by going to the Google Play Store and installing the M-Sewa app. This service, unfortunately, is no longer available. According to the Member e-Sewa portal, EPFO services are now available on the UMANG (Unified Mobile APP for New Governance). To receive the UMAN G APP, make a missed call to 9718397183. The APP may also be downloaded from the website.
Often Asked Questions about EPF Balance Check
Q). What is the best way to figure out how much money I have in my EPF account?
Ans:
1.Register as a member on the website.
2. Fill up the blanks with your UAN and password.
3. After logging in, you may view and download your EPF account statement.
Q). How can I check the amount of my EPF account using a mobile app?
Ans:
1. Download and install the UMANG app from the Google Play Store.
2. You may also leave a message at 97183917183 to download the UMANG mobile app. Go to EPFO and choose the ‘Worker Centric Service’ possibility on the app.
4. Continue with the OTP issued to your registered mobile phone number after entering your UAN.
5. To check your EPF balance, go to ‘view passbook.’
Q). Is it feasible to call a missed call to check the balance of my EPF account?
Ans: You must be a member of EPFO with a UAN and a registered mobile number. The amount of your EPF account may then be checked by phoning 011-22901406 from your registered mobile number.
Q). Will I be able to check my EPF account amount by SMS?
Ans: You may also check your PF balance by sending an SMS to the number 7738299899. Keep in mind that you must register your cellphone number on the EPFO website and complete the KYC procedure. When sending an SMS, you can choose the language in which you want to communicate. If you pick English, for example, you may check your account balance by sending a text SMS to EPFOHO UAN ENG.
Q). How can I find out how much money I have in my Employees’ Provident Fund account?
Ans: Employees with Employees’ Provident Fund Organisation(EPFO)-managed EPF accounts have four alternatives for monitoring their balance: the Umang App, the EPFO Portal, SMS, or a missed call. If, on the other hand, the EPF account is maintained by a trust, the employee must ask their employer for an EPF account statement. To discover more, keep reading.
Q). Without a cell number, how can I check my PF balance?
Ans: Go to https://www.epfindia.gov.in/ to see the EPFO’s official website. Select the option “Click here to check your PF balance” from the homepage (which is a link). The EPFO page will appear, followed by a page displaying the member’s balance.
Q). What is the procedure for registering my EPF passbook?
Ans: To register, you must provide information such as your UAN number, Aadhaar and PAN numbers, as well as your phone number and email address. A PIN will be issued to your registered cellphone number once you submit these credentials. You must enter the PIN to verify the information you have submitted.
Video guide on EPF Balance check
EPF Balance News
| EPF Balance News | |
|---|---|
| EPF restrictions have been modified to assist people cope with the hardships of the lockout. | "• Nirmala Sitharaman, the Union Finance Minister, has stated that the regulations governing the Employees' Provident Fund have been modified to enable people cope with the effects of the coronavirus quarantine. EPF members will now be allowed to take a non-refundable advance of either 75 percent of their provident fund balance or three months' salary, whichever is lower. Around 4.8 crore employees are projected to gain from the move. • She also stated that for the next three months, the government will pay both the employer and employee contributions to the Employees' Provident Fund (EPF), which totals 24 percent of an employee's base income. This only applies to businesses with up to 100 employees, with 90% of them earning less than the federal minimum wage ""5,000 people." |
| Professionals with impairments and women may be eligible for a 3% PF contribution decrease. | "• The government is considering changing the PF contribution laws so that certain persons, such as professional employees with disabilities, working women, and working males between the ages of 25 and 35, will have their PF contributions reduced by 2% to 3%. • However, not everyone would be eligible for the reduced PF contribution. The modifications, according to a senior government official, would not be general and will only apply to a certain group of workers. He went on to say that the personnel will be chosen based on a set of criteria. Both the employee and the employer now pay 12% of the employee's base salary to PF. If the proposed adjustment goes into effect, the employee's take-home pay may increase. The retirement fund, on the other hand, will shrink. The criteria for workers who would get a PF contribution cut are still being discussed. A decision is likely to be made soon in this respect. The labor ministry has proposed that the Employee Provident Fund & Miscellaneous Provisions Act be modified more flexible to allow for varying contribution rates. The employer's contribution, on the other hand, will stay unchanged." |
| Using your UAN/PF number, you may find out how much money you have in your PF account. | • Employees' Provident Fund (EPF) subscribers can now check their account balance using their Universal Account Number (UAN) or Provident Fund (PF) number. Without having to go via the employer, this may now be done quickly and conveniently online. Subscribers also don't have to wait until the end of the year for the yearly Provident Fund statement. The EPF balance may now be checked without the use of a UAN. Subscribers must first log into the government's EPF website, then pick the state, input the name, registered mobile number, and PF account number, and submit the information, after which the PF balance will be displayed on the screen. |
| EPF is expected to earn lower returns in FY19-20. | • For the fiscal year ending March 2019, the finance ministry has approved an interest rate of 8.65% on Employee Provident Fund (EPF). However, for the year ending March 2020, the interest rate on obligatory EPF is likely to be on the decline. According to two government officials familiar with the situation, the earnings loss might be as much as 15 to 25 basis points. One tenth of a percentage point is equal to one basis point. The government will consider the reduced yield on government securities as well as the present economic downturn when making its choice. Other fixed-income assets, such as post office savings plans, PPFs, and fixed deposits, will be evaluated as well. However, despite the finance ministry's prodding, the interest rate on the modest savings program has remained constant for the first quarter of calendar year 2020. Interest rates for the EPF are expected to be released by the end of January. |
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