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About HDFC Bank Infinia Credit Card Metal Edition
The HDFC Bank Infinia Credit Card Metal Edition (formerly known as the Infinia Credit Card) is a high-end credit card that is only available to a small group of clients who have received a special invitation from HDFC Bank.
This credit card is designed for high-net-worth people (HNIs) and includes a variety of privileges such as travel, rewards, shopping, eating, and more.
The HDFC Infinia card has a high reward rate and is ideal for frequent spenders. Read on to learn more about this card. The HDFC Bank Infinia Credit Card Metal Edition has the following features.

Card Ratings | 4 out of 5 |
HDFC Infinia Card Metal Edition Joining Fees | Rs. 10,000 (For credit cards sourced before 18 October 2021) |
Rs. 12,500 (For Infinia Credit Card Metal Edition) | |
HDFC Infinia Card Metal Edition Annual Fee | Rs. 10,000 (For credit cards sourced before 18 October 2021) |
Rs. 12,500 (For Infinia Credit Card Metal Edition) | |
Type of Card | Super-Premium (Invite Only) |
Best Suited For | Travel and Shopping |
Welcome Benefits | Complimentary Club Marriott membership for the first year |
Reward Points | 3.33% |
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HDFC Bank Infinia Credit Card Metal Edition Features and Benefits
The following are the features and perks of this credit card.
Benefits Upon Arrival (Welcome Benefits):
On your Infinia Credit Card Metal Edition, you will receive the following introductory advantages.
• One-year complimentary Club Marriott membership with up to a 20% discount on eating and lodging throughout the Asia-Pacific area.
For more information, go here.
• 12,500 reward points when the charge is paid and the card is activated (for Infinia Credit Card Metal Edition).
• Upon receipt of the prepayment and activation of the card, you will receive 10,000 reward points (for credit cards sourced before 18 October 2021).
You may save money on accommodations, exquisite dining, special member events, and select hotels when you join Club Marriott. These benefits are greatest for people who travel a lot and eat out a lot.
Renewal Offer:
Despite the fact that HDFC Infinia has a hefty annual charge, it rewards you for it.
The following are the specifics of the situation.
• For credit cards obtained before to October 18, 2021.
o 10,000 reward points for renewing your membership* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
o Spend Rs. 8 lakh or more in the previous 12 months and the renewal membership charge for the next year is waived.
• For the Metal Edition of the Infinia Credit Card:
o 12,500 reward points for renewing your membership* (applicable only after the membership fee is realized and not applicable when the fee is waived off)
o If you spent Rs. 10 lakh or more in the preceding 12 months, you won’t have to pay the renewal membership fee for the next year. *Conditions and restrictions apply.
Reward Points on Infinia Metal Edition HDFC Bank Credit Card
HDFC Infinia, as a super-premium card, provides reasonable rewards on all expenditures. You will be rewarded with:
• Every Rs. 150 spent on retail* earns you 5 reward points, excluding petrol and wallet reloading.
• Earn ten times the number of reward points on SmartBuy when you spend money on travel and shopping.

Infinia Metal Edition Premium Benefits
Why Spending money at stand-alone restaurants earns you twice as many reward points.
Note: You may use your reward points to book flights and hotels, as well as premium products and vouchers and curated worldwide experiences.
Lounge Access:
The Priority Pass Program provides unrestricted complimentary lounge access at 1,000+ airport lounges in India and abroad. For more information, go here.
Members of the primary and add-on cards are eligible for this offer.
Low Foreign Currency Mark-up Price:
An extra benefit of the HDFC Infinia Credit Card Metal Edition is the low forex mark-up fee of 2%.
It’s one of the best credit cards for foreign travel because of this.
Golf Benefits:
Enjoy unlimited gratis golf games at some of India’s most prestigious courses as well as select courses across the world. In addition, at select golf courses around India, you can get limitless gratis golf coaching.
Concierge Services:
With your HDFC Infinia Credit Card Metal Edition, you’ll have access to unique concierge services 24 hours a day, 7 days a week. The concierge will handle all of your special booking requests, such as golf course referrals and reservations, itinerary planning and reservations, private dining help, foreign gift delivery, and so on.
Call the concierge at 1800 118 887 | 022 42320226 to make a reservation. Take a look at the specifics here.
Insurance Cover:
The Infinia Credit Card Metal Edition provides comprehensive protection in the form of the following insurance covers:
• Accidental Air Death Cover worth Rs. 3 Crore • Emergency Overseas Hospitalization Cover worth Rs. 50 lakh in the event of an emergency • Credit Shield Cover worth Rs. 9 lakh
Interest-free Infinia Metal edition HDFC Credit Card
From the date of purchase, the HDFC Bank Infinia Credit Card Metal Edition offers up to 50 days of interest-free credit.
Infinia Metal Edition Restaurants & Hotel Benefits
Meal Advantages: The Good Food Trail initiative offers dining benefits. For a year, get a free Dineout passport membership that includes:
• Flat 25% savings at over 2,000 quality restaurants
• 1+1 buffet at over 200 restaurants
• 1+1 food/drinks at certain restaurants
• No convenience fee
• Early access to GIRF and other events and festivals
Get a 15% discount on all bill payments made with Dineout Pay (10k+ restaurants). Terms and conditions can be found by clicking here.
Benefits at ITC Hotels: You can also take use of the following benefits at ITC hotels:
• At participating ITC hotels, book a three-night stay and pay for two.
• 1+1 complimentary weekend buffet at ITC hotels that participate
Fuel Fee Waiver: Get a 1% petrol surcharge waiver on transactions between Rs. 400 and Rs. 1 lakh at all fuel stations across India.
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Eligibility – Infinia Credit Card Metal Edition
Who is eligible for the HDFC Infinia Metal Edition Credit Card?
Because HDFC Infinia is an invite-only card, you can only receive it if the bank thinks you’re a good fit and sends you an invitation. One or more of the following factors may be used by HDFC Bank for selecting its Infinia users:
• Very high annual income (between Rs. 25 lakh and Rs. 45 lakh).
• HDFC Bank has a high connection value and offers a wide range of products.
• You already have a premium credit card.
• Existing credit cards have a very high limit.
Fees and Charges for the HDFC Infinia Credit Card Metal Edition
Fees / Charges for HDFC Infinia Credit Card Metal Edition | Amount |
---|---|
Joining Fee initially | Rs. 10,000 (For credit cards sourced before 18 October 2021) |
Rs. 12,500 (For Infinia Credit Card Metal Edition) | |
Yearly Fees | Rs. 10,000 (For credit cards sourced before 18 October 2021) |
Rs. 12,500 (For Infinia Credit Card Metal Edition) | |
Other Finance Charges | 1.99% per month (23.88% annually) |
Late Payment Fees | For Statement Balance: |
Less than Rs. 100 – Nil | |
Rs. 100 to Rs. 500 – Rs. 100 | |
Rs. 501 to Rs. 5,000 – Rs. 500 | |
Rs. 5,001 to Rs. 10,000 – Rs. 600 | |
Rs. 10,001 to Rs. 25,000 – Rs. 800 | |
Rs. 25,000 to Rs. 50,000 – Rs. 1,100 | |
Over Rs. 50,000 – Rs. 1,300 |
Infinia Metal Edition Vs Other Cards
In the table below, we’ve listed a few similar credit cards:
Credit Card | Annual Fee | Key Feature | Rating |
---|---|---|---|
HDFC Diners Club Black | Rs. 10,000 | Get complimentary annual membership that includes Club Marriott, Amazon Prime, Forbes, Zomato Gold, etc. | 4 out of 5 |
SBI Elite | Rs. 4,999 | Priority Pass Membership and Club Vistara Membership | 4 out of 5 |
YES First Exclusive | Rs. 10,000 | Cardholders will get access to Taj InnerCircle Epicure membership that includes dining and stay | 4 out of 5 |
American Express Platinum Reserve | Rs. 10,000 | Get 11,000 bonus membership reward points as a welcome gift | 4 out of 5 |
Most Commonly Asked Questions (FAQs).
Q1). How can I get the HDFC Infinia Credit Card Metal Edition’s Priority Pass benefit?
You will receive a Priority Pass card for both the primary and add-on cardholders in addition to the credit card kit. To gain free entry to Priority Pass lounges, you must present this card.
Q2). What is the HDFC Infinia Credit Card Metal Edition customer service number?
Infinia cardholders receive priority customer service from HDFC. 1800 266 3310 and 1800 102 3310 are toll-free numbers. Customer assistance can be reached at infinia.services@hdfcbank.com.
Q3). What is the meaning of a foreign exchange markup fee?
When you use your credit card in a foreign nation at a POS terminal or an ATM, the card issuer charges a fee based on a percentage of the transaction amount. The foreign exchange markup fee is what it’s called. With Infinia, you pay a lower forex markup cost, making international transactions more affordable for you.
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