PM Kisan Maan Dhan Yojana [Complete Details]

The Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY) was introduced by the government on 12.9.2019 with the goal of providing social security to Small and Marginal Farmers in their old age when they have no means of support and little to no funds to cover their costs.


In accordance with this programme, upon reaching the age of 60, small and marginal farmers are given a minimum fixed pension of Rs. 3,000/-, subject to specific exclusion conditions. It is a contributing, voluntary pension plan. Depending on their entrance age, qualified farmers must pay between Rs. 55 and Rs. 200 per month into a pension fund. The Central Government likewise makes a similar amount of contributions to the Pension Fund.


1. Small and Marginal Farmer (SMF) – A farmer who, according to land records of the relevant State/UT, possesses cultivable land up to 2 hectares.

2. From 18 to 40 years old.

those farmers who are not qualified for the programme.

The exclusion criteria now include the following groups of farmers:

• SMFs covered by any other statutory social security programmes, including the National Pension System (NPS), the Employees’ State Insurance Corporation programme, the Employees’ Fund Organization programme, etc.

• Farmers who choose to participate in the Ministry of Labour & Employment’s Pradhan Mantri Shram Yogi Maan Dhan Yojana (PM-SYM).

• Farmers who chose to participate in the Ministry of Labour & Employment’s Pradhan Mantri Laghu Vyapari Maan-dhan Yojana (PM-LVM).

Additionally, the following beneficiary groups with higher socioeconomic standing will not be eligible for benefits under the programme: o All institutional landowners; and

  • Previous and current occupants of constitutional positions
  • Previous and current members of the Lok Sabha, Rajya Sabha, State Legislative Assemblies, State Legislative Councils, as well as former and current mayors of municipal corporations and district panchayat chairpersons.

All officers and employees of Central and State Government Ministries, Offices, and Departments, as well as their field units, Central or State PSEs, Attached Offices, and Autonomous Institutions Under Government, as well as regular employees of Local Bodies (Excluding Multi Tasking Staff / Class IV/Group D employees), whether they are currently employed or have retired.

o Registered members of professional organisations, such as doctors, engineers, lawyers, Chartered Accountants, and architects, who practise their professions.

How can I apply?

Self-registration online or at one of the Common Service Centers located throughout the states are also options for enrolling in the Scheme. There is no charge to enrol.

Click here to register online for self-enrollment.

Farmers can register at the Common Service Centers (CSCs) closest to them. The government will pay the Rs. 30 per enrollment fee charged by the Common Service Centers.


The content on this website is meant only for general information purpose and does not and shall not be construed as any solicitation, procurement, display, aggregation, marketing or advertisement of insurance products. is not an insurance intermediary and hence does not endorse or solicit any such products. The information on this website is derived from publicly available sources and cannot verify or confirm the genuineness, truth, veracity or authenticity of this information.

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply’s partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

About loanpersonal

Check Also

Buying digital gold on dhanteras-reasons to avoid

Digital Gold Buying 10 Reasons to Avoid on Karwa Chauth, Dhanteras & Diwali 2022.

Learn the top reasons to postpone purchasing digital gold at Karwa Chauth, Dhanteras, or Diwali …

Leave a Reply

Your email address will not be published. Required fields are marked *