Review of Axis Bank Buzz Credit Card

Review of the Axis Bank Buzz Credit Card.

Several institutions are already issuing credit cards designed specifically for internet buyers. The Axis Bank Buzz Credit Card is one such choice. This was the only card from the bank that offered an additional discount on Flipkart until the debut of the Flipkart Axis Bank Credit Card, and the deal is still active. Furthermore, you may earn additional benefits on all online transactions. Read our evaluation to see whether or not this card is a suitable fit for you.

In a nutshell, the Axis Bank Buzz Credit Card is a credit card issued by Axis Bank.

Card Joining FeeRs. 750
Yearly Fee (second year onwards)Rs. 750
Who should use this CardOnline Shopping from Flipkart
Reward Point Rate1.5% to 4.1%
Review of the Axis Bank Buzz Credit Card
Review of the Axis Bank Buzz Credit Card

The Benefits of the Axis Bank Buzz Credit Card

• A Rs. 1,000 Flipkart voucher as a welcome gift.

• Flipkart is offering a 10% immediate discount (from 1-5th each month).

• Flipkart is offering a 5% immediate discount (from 6-31st each month).

• For every Rs. 200 spent, you will receive 2 Axis EDGE REWARD points.

• Earn 3 Axis EDGE REWARD points when you purchase online.

• Minimum 15% discount at participating restaurants.

• Earn up to Rs. 7,000 in Flipkart vouchers when you meet certain spending goals.

As a welcome gift, you will receive a Rs 1,000 Flipkart Gift Voucher. This sign-up bonus is extremely enticing for a basic credit card with a minimal annual cost of Rs. 750. Even the Flipkart Axis Bank Credit Card comes with a Rs. 500 welcome bonus, but the yearly charge is likewise Rs. 500.

As a result, Buzz provides a superior welcome bonus. To qualify for the deal, you must make three transactions within 45 days of receiving your card. Within the following 30 days, the coupon will be issued to the registered cellphone number.

Online Shopping Rewards and Discounts

The Axis Bank Buzz Credit Card provides online customers with both incentives and a direct discount. The rewards program is excellent, and when paired with the discount, you can save a significant amount of money. The following are the details of the awards and discounts:

• 10% immediate discount on Flipkart from the 1st to the 5th of every month

• 5% instant discount on Flipkart from the 6th to the 31st of every month

• 2 Axis EDGE REWARD points for every Rs. 200 spent using the card

• 6 Axis EDGE REWARD points for Rs. 200 spend on online shopping with the card

You can get the most out of this card if you are a regular Flipkart client. The best aspect is that the discount is not restricted to a single product category. It’s available on garments, electronics, books, and accessories, among other things (barring only a few items). During the deal time, however, the maximum discount is restricted to Rs. 400. (1st to 5th OR 6th to 31st). For example, if you spend Rs. 3,500 on Flipkart on February 3rd, you will receive a Rs. 350 discount as well as 105 Axis EDGE REWARD Points.

To view the Flipkart Offer’s terms & conditions, please click here.

Another advantage of the card is that the expedited reward rewards are not limited to Flipkart alone. You may also earn extra reward points by doing other online purchases.


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What may Axis EDGE REWARD Points be used for?

THE CUTTING EDGE Reward points may be used to buy a range of things.

The following are the various categories:

Instant Vouchers:

You may use your reward points to get vouchers from places like Nature’s Basket, Max Fashions, and Hush Puppies. MicroSD cards, power banks, speakers, and other mobile accessories are available under this category.


This category includes items such as sunglasses and wallets. Home Décor – You may use your points to get a new Tupperware lunch box, a Hindware cooktop, or a Prestige pan, among other things.

Mobile phones:

The rewards catalogue includes the latest Apple iPhones as well as phones from other brands.

The catalogue also includes computer accessories such as USB sticks, mice, and pen drives.

Benefits of Milestones

When you spend a certain amount on your Axis Bank Buzz Credit Card, you will receive a Flipkart gift certificate. The expenditure milestones are listed individually for both Flipkart and total purchases. The following are the milestones and their corresponding voucher amounts:

Yearly Flipkart ShoppingReedeemable Flipkart Voucher Amount
Rs. 25,000Rs. 500
Rs. 50,000Rs. 1,000
Rs. 1.00 lakhRs. 2,500

Other /overall Annual SpendingReedeemable Flipkart Voucher Amount
Rs. 1.00 lakhRs. 1,000
Rs. 2.00 lakhRs. 2,000

The Axis Bank Buzz Credit Card has certain drawbacks.

Because the Axis Bank Buzz credit card is geared for online buyers, it is limited in other areas, such as travel privileges. This credit card will disappoint those who do not routinely purchase online or require additional privileges.

The following are some more restrictions of this card:

• There is no annual fee waiver on the card, nor are there any rewards/benefits for paying the renewal price, which is a significant disadvantage.

• The majority of the incentives are exclusive to Flipkart, with the most prevalent online buying benefit being expedited rewards.

There are other credit cards that give discounts or expedited reward points without an annual fee, or at the very least with a waiver clause. We’ve compared the Axis Bank Buzz credit card to other credit cards that provide online shopping rewards in the table below.

Axis Bank Buzz Credit Card Vs other Credit CardYearly Fee/ Waiver Condition 
Axis Bank Buzz Credit CardRs. 750/No waiverFlipkart is offering a 5% discount.
Reward Points are awarded at a faster pace.
SBI SimplyCLICK Credit CardRs. 499/ Spend Rs. 1.00 lakh in a yearWhen you purchase at Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, and UrbanClap, you'll get 10x Reward Points.
Spending at online retailers earns you 5X Reward Points.
Spendmilestones are rewarded with e-vouchers.
Amazon Pay ICICI Bank Credit CardNilGet a rebate of up to Rs. 500 when you join up.
Purchases at Amazon might earn you up to 5% cashback.
All non-EMI purchases will receive a 1% rebate.
Snapdeal HDFC Bank Credit CardRs. 500/Spend Rs. 1.50 lakh in a yearOn Snapdeal purchases, you'll get a 5% immediate discount and 10x reward points.
Snapdeal certificates may be redeemed using Reward Points.
As a welcome bonus, Snapdeal will give you Rs. 2,000 in coupons and Rs. 500 in Reward Points.
Flipkart Axis Bank Credit CardRs. 500/Spend Rs. 2.00 lakh in a yearFlipkart, Myntra, and 2GUD all provide a 5% cashback.
On some retailers, you may get 4% cashback.
Other categories cashback is 1.5 percent.
Visits to the Domestic Lounge
A welcome gift of Rs. 3,300 is included.

Who is eligible to apply for the Axis Bank Buzz Credit Card?

Aside from the Flipkart offers, the card’s online shopping perks are unimpressive. Only those who buy at Flipkart may take use of the card’s actual perks. When compared to the Flipkart Axis Bank credit card, however, the perks are lacking.

It features a cheaper yearly cost and gives a flat cashback of up to 5% on all Flipkart, Myntra, and 2GUD purchases. Other partner websites, such as Uber, Swiggy, and PVR, will also give you 4% cashback. The co-branded card would be a great alternative if you are a true Flipkart fan and searching for a card that would help you save big on Flipkart and its partner websites.

So, why would someone want this credit card when there are better ones available?

If you already have an Axis Bank credit card, you may not be eligible for a Flipkart Axis Bank credit card. You might apply for the Buzz credit card in such case. Customers who do not have an Axis Bank account should apply for a Flipkart Axis Bank credit card.

In addition, if you like to purchase at Snapdeal or Amazon, you should consider their co-branded credit cards. If you don’t have a preference for one e-commerce site over another, you may apply for the SBI SimplyCLICK credit card, which offers 10x reward points on Amazon and 5x reward points on other online purchases.

Axis Bank Buzz Credit Card -Rating

Axis Bank Buzz Credit Card Ratings
Yearly Fees                 ★★
Travel Benefits           ★★
Reward Points            ★★
Cashback                    ★★★★
Offers & Discounts    ★★★
Overall Rating            ★★★

The Conclusion

We feel that the Axis Bank Buzz credit card has a number of advantages, but that it lags behind other similar online shopping credit cards.

So, if you’re searching for an online shopping card with perks that span numerous platforms, you might want to check into alternative solutions that might better suit your needs.


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